I recently read an article by Anne Tergesen of the Wall Street Journal that demonstrated a clear misunderstanding of your rights when enrolling in Medicare if you decided to work past the age of 65: "Retirees Snared by Medicare, As People Work Longer they Risk Penalties for Missing Medicare Deadlines."
Technically she is correct, if you plan to postpone enrollment in Medicare Part B and Medicare Part D - you may face some stiff penalties if you are not aware of the rules. You may even face being uninsured. Since she decided to sensationalize a few examples where people where misled, I felt it was important to be absolutely clear, if you plan to work past the age of 65 and continue to receive health insurance from your employer - you will NOT be penalized by Medicare when you are ready to retire and enroll in Medicare.
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