If you plan to continue working, there are limits on how much you can earn each year between age 62 and full retirement age and still get all your benefits.

Depending on the amount of your benefit and the amount of your earnings for the year, you may have to give up some of your benefits. If your earnings will be high, you may decide to wait until full retirement age to start your benefits. Once you reach full retirement age, there is no longer any limit on how much you can earn.